Rules to remember
- No seat belt law for adults 18+ (only state without this requirement)
- No mandatory auto insurance requirement (but financial responsibility law exists)
- Youth operators under 18 must wear seat belts
- No sales tax on vehicles
New Hampshire is the ONLY state that doesn't require adult drivers to wear seat belts. It's also the only state with no mandatory auto insurance law — though financial responsibility still applies.
Open saved handbook URLNew Hampshire is unique in not requiring mandatory auto insurance, though drivers must demonstrate financial responsibility after accidents. Youth operators have strict restrictions. Insurance is not required by law but is strongly recommended.